// Legal

Privacy Policy

Effective Date: March 17, 2026

1. Introduction

Guerra P&C Holdings PLLC (“Company,” “we,” “us,” or “our”) respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website guerrapandcholdingspllc.com or engage with our property & casualty insurance advisory services.

2. Information We Collect

We may collect the following types of information:

  • Personal identifiers: name, email address, phone number
  • Insurance and risk information provided voluntarily for advisory inquiries
  • Communication records: messages, emails, and correspondence
  • Device and usage data: IP address, browser type, pages visited
  • Cookies and tracking technologies for website analytics

3. How We Use Your Information

We use the information we collect to:

  • Provide and improve our P&C insurance advisory services
  • Respond to your inquiries and service requests
  • Send administrative communications regarding your account or services
  • Send marketing and promotional communications (with your consent)
  • Comply with legal and regulatory obligations
  • Protect against fraud and unauthorized transactions

4. SMS/MMS Messaging Policy

When you opt in to receive SMS/MMS messages from Guerra P&C Holdings PLLC, you consent to receive recurring messages, including updates and information about our property & casualty insurance advisory services, sent using an automated telephone dialing system (ATDS).

Message Frequency: Message frequency varies; you may receive up to 4 messages per month.

Costs: Message and data rates may apply depending on your mobile carrier and plan.

Opt-Out: You may opt out of receiving SMS/MMS messages at any time by replying STOP to any message. After opting out, you will receive a one-time confirmation message and will no longer receive promotional SMS/MMS from us.

Help: Reply HELP to any message for assistance, or contact us at guerra@guerrapandcholdingspllc.com.

Consent is NOT a condition of purchase. You are not required to consent to SMS messaging to use our services or make a purchase. We do not sell, rent, or share your mobile phone number or SMS opt-in data with third parties for their marketing purposes.

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

5. Information Sharing

We do not sell your personal information. We may share your information with:

  • Service providers who assist in our operations under confidentiality agreements
  • Legal authorities when required by law, regulation, or legal process
  • Business partners in connection with services you have requested

6. Data Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no method of electronic transmission or storage is 100% secure, and we cannot guarantee absolute security.

7. Your Rights

Depending on your jurisdiction, you may have the right to:

  • Access, correct, or delete your personal information
  • Opt out of marketing communications
  • Request information about how your data is processed
  • Lodge a complaint with a supervisory authority

8. Cookies

Our website may use cookies and similar tracking technologies to enhance your browsing experience and analyze website traffic. You can manage cookie preferences through your browser settings.

9. Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated effective date. We encourage you to review this policy periodically.

10. Contact Us

If you have questions about this Privacy Policy or wish to exercise your rights, please contact us at: guerra@guerrapandcholdingspllc.com